If you are not concerned about identity theft, the assumption would have to be that you either already have identity theft insurance or you have been living under a rock in recent years. Identity theft is one of the fastest growing crimes of this century, and if you are not watchful about who you provide your personal information to and what they are going to do with it, you are leaving yourself open as an easy target for thieves.

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The identity theft risk with debit cards or ATM cards lies in their PIN number. There are three main ways an identity thief can steal your PIN and access your bank account:

1. The first is if you leave your PIN somewhere that is accessible, in the worst case if you leave your PIN recorded somewhere with your debit card. A thief who takes your purse or wallet and gets possession of your debit card can do very little with it until he gets your PIN. With your PIN he gains full access to your bank account as if he were you.

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If you’re like most people, you’re probably familiar with identity theft. In fact, you may have already been a victim or know someone that has. What you may not be as aware of is medical identity theft. According to current researchers, over 255,000 cases are reported every single year. With this in mind, law enforcement agencies and media sources are starting to take it more seriously and are engaging in collaborative efforts to inform potential victims. In this brief article, we’ll discuss medical identity theft and give you tips on how to protect yourself.

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Social Engineering is an art that is practiced by someone who will try to gain your trust through dishonest means. They will try to “help” you or ask you for help and to become your new “friend”. You must keep your guard up at all times. If someone asks you for your password, Social Security Number, account pin numbers, or for any other type of sensitive information, question them on it. Ask them why they need that information. First of all, you should never give your password to anyone. You could get a phone call at work from someone stating that they just started and need help accessing their system account. They may even mention a manager’s name to make you believe they are a legitimate employee.

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Most sites on the web are at least faintly familiar with the implementation of legal regulations related to their sites. Most, however, have never heard of the California Catch-22.

Most sites tend to view complying with legal regulations as a somewhat amorphous subject. You know you are supposed to do something, but are not particularly sure why or what to do. This leads to the rather humorous situation where many sites have terms and conditions that are completely inapplicable the what they are doing and also look startlingly similar to terms and conditions found on other sites. One might even imagine a bit of “cut and paste” was going on, but who am I to say!

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